What people think about First International Bank & Trust?
Applied for a cash advance second time. Got refused! No idea for what reason! No clarification. Fishy service.
Annabell Satterfield DVM
This lender is a fraud. I will never use again. $20 goes towards loan and you keep $87 for interest.
Crazy interest rate. Had to pay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was disappoiting too. The lady in the chat was very rude. Not satisfied. Better search for another lender.
Dr. Osborne Braun III
Beware! It’s a spam! They call me regularly from multiple phone numbers. Tired of blocking these numbers. Never give them your contact data!!
Dr. Concepcion Mertz I
Now you can review general characteristics of payday loans.
Payday Loans in Alexander, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Online payday loans can be the best solution to your sudden financial troubles in Alexander , New York because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.
25% small loan cap
Advantages of First International Bank & Trust that offers payday loans in Alexander, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.