What people think about First Community Credit Union?
Was invited to a gender party but was broke at that time. A friend recommended me to address First Community Credit Union. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had no credit. In general, The process was hassle free.
I always use First Community Credit Union when it need a payday loan. The application process is quick. No complaints.
Good service with reasonable rates. They deposited within 2 hours, as promised. I will use First Community Credit Union again if I need temporary help.
Bertrand Crist I
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Bisbee, North Dakota
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
It is hassle-free and fast to get approved for payday loans in Bisbee, North Dakota. The APR will be set specifically for each consumer and will depend on the personal information the client entered.
Advantages of First Community Credit Union that offers payday loans in Bisbee, North Dakota
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
Bad credit history can often be an obstacle to getting a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a cash advance if you are convinced that you can afford payments on scheduled.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.