Gate City Bank Payday Loans Review - Wahpeton, North Dakota

4.6 9 reviews

802 Dakota Ave, Wahpeton, ND 58075, USA
+1 (701) 671-4700
www.gatecity.bank
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Gate City Bank?

Below you read some of the testimonials of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Wahpeton, North Dakota

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Wahpeton, North Dakota. The APR will be set individually for each applicant and will depend on the personal data the applicant provided.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of Gate City Bank that offers payday loans in Wahpeton, North Dakota

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Wahpeton, nd accept consumers with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if successful could have the money in your account within a few hours.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Wahpeton, North Dakota

Lisbon Farmers Union Credit Union

18 5th Ave W, Lisbon, ND 58054, USA

+1 (701) 683-2296

www.lisbonnd.com

Choice Bank

1697 S 42nd St, Grand Forks, ND 58201, USA

+1 (701) 746-6010

bankwithchoice.com

North Star Community Credit Union

109 Central Ave, Maddock, ND 58348, USA

+1 (701) 438-2222

northstarccu.com

Hard Money Lenders Bismarck ND

4501 Coleman St, Bismarck, ND 58503, USA

Starion Bank

100 Main St, Ellendale, ND 58436, USA

+1 (701) 349-3213

starionbank.com

Elm River Credit Union

115 Morton Ave, Page, ND 58064, USA

+1 (701) 668-2224

elmriver.org

Money Lenders

3060 25th St S suite a, Fargo, ND 58103, USA

+1 (701) 235-9555

paydayexpresscash.com

Bremer Bank

710 S Washington St, Bismarck, ND 58504, USA

+1 (701) 258-8005

www.bremer.com

Gate City Bank

601 4th St NE, Devils Lake, ND 58301, USA

+1 (701) 665-4100

www.gatecity.bank