Gate City Bank (in Cash Wise) Payday Loans Review - Bismarck, North Dakota

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1144 E Bismarck Expy, Bismarck, ND 58504, USA
+1 (701) 712-3240
gatecity.bank
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Testimonials

Feedback about Gate City Bank (in Cash Wise)?

Here you read the feedback of our clients.
Note

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Bismarck, North Dakota

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Bismarck, North Dakota is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates you will recieve.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Gate City Bank (in Cash Wise) help issue a payday loan in Bismarck, North Dakota?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

23%
Healthcare Bills

26%
Traveling

20%
Car Repair

7%
Clothes

10%
Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to take out a loan. The lending company review many aspects such as financial capabilities to approve the form. Payday loans in Bismarck, North Dakota may help enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

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S.A.M. Check Cashing Machine

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ATM Dacotah Bank

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Choice Bank

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U.S. Bank Branch

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+1 (701) 852-3374

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GEM Federal Credit Union

2401 N Broadway, Minot, ND 58703, USA

+1 (701) 852-3866

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First Community Credit Union

334 Main Ave S, Hankinson, ND 58041, USA

+1 (701) 242-7644

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Bank Forward

390 Wheat St, Hannaford, ND 58448, USA

+1 (701) 769-2121

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First Community Credit Union

5201 42nd St S, Fargo, ND 58104, USA

+1 (701) 499-4050

www.myfccu.com