Gate City Bank Payday Loans Review - Fargo, North Dakota

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3.7 22 reviews

500 2nd Ave N, Fargo, ND 58102, USA
+1 (701) 293-2485
www.gatecity.bank
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

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Further there will be shown the details about not a exact lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Fargo, Georgia

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Fargo, Georgia is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

10% small loan cap

How will Gate City Bank help take out a loan in Fargo, Georgia?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Fargo, Georgia. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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