Choice Bank Payday Loans Review - Langdon, North Dakota

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5 2 reviews

210 8th Ave, Langdon, ND 58249, USA
+1 (701) 256-2141
bankwithchoice.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

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Further there will be given the details about not a certain lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Langdon, North Dakota

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Langdon, North Dakota is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates you will get.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Choice Bank help take out a loan in Langdon, North Dakota?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Langdon, nd will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

Let's see

Other Payday Lenders in Langdon, North Dakota

Cornerstone Bank

106 8th Ave SE, Watford City, ND 58854, USA

+1 (701) 444-6411

www.cornerstonebanks.net

Pro Partners Financial

1711 Gold Dr # 230, Fargo, ND 58103, USA

+1 (701) 239-1785

Cornerstone Bank

11 Main St, Parshall, ND 58770, USA

+1 (701) 862-3131

www.cornerstonebanks.net

Town & Country Credit Union

815 25th St S, Fargo, ND 58103, USA

+1 (701) 356-1720

www.townandcountry.org

Dacotah Bank

410 W Villard St, Dickinson, ND 58601, USA

+1 (701) 225-1200

www.dacotahbank.com

First Community Credit Union

1307 Beaver Ave, Wishek, ND 58495, USA

+1 (701) 452-2245

www.myfccu.com

First International Bank & Trust

4501 40th Ave S, Fargo, ND 58104, USA

+1 (701) 277-8558

fibt.com

Peoples State Bank

110 Main St, Westhope, ND 58793, USA

+1 (701) 245-6407

ND Housing Finance Agency

2624 Vermont Ave, Bismarck, ND 58504, USA

+1 (701) 328-8080

www.ndhfa.org