Gate City Bank Payday Loans Review - Grand Forks, North Dakota

3.8 16 reviews

3205 S Washington St, Grand Forks, ND 58201, USA
+1 (701) 792-4370
www.gatecity.bank
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
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Lenders are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Grand Forks, North Dakota

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Grand Forks, nd. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Gate City Bank help take out a payday loan in Grand Forks, North Dakota?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Grand Forks, nd consider this circumstance not a hindrence to take out a loan. The borrower of a loan should be prepared to objectively estimate financial solvency, issue a loan, repay the debt on schedule and not only handle current problems, but improve the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

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Other Payday Lenders in Grand Forks, North Dakota

Security First Bank of North Dakota

614 W Main St, Mandan, ND 58554, USA

+1 (701) 667-7000

www.securityfirstbank.bank

Community Credit Union

20 1st St N, New Rockford, ND 58356, USA

+1 (701) 947-5011

www.community-credit-union.org

First International Bank & Trust

1970 S Columbia Rd #110, Grand Forks, ND 58201, USA

+1 (701) 757-6500

fibt.com

S.A.M. Check Cashing Machine

113 6th Ave SE, Watford City, ND 58854, USA

+1 (701) 842-2519

www.samcodirect.com

Capital Credit Union

316 Main Ave, New Salem, ND 58563, USA

+1 (701) 843-7504

www.capcu.org

OneMain Financial

323 E 1st St, Dickinson, ND 58601, USA

+1 (701) 225-6068

www.onemainfinancial.com

Western State Bank

6351 12th Ave N, Granville, ND 58741, USA

+1 (701) 728-6827

KodaBank

529 E 5th St, Neche, ND 58265, USA

+1 (701) 886-7521

www.kodabank.com

First State Bank

423 Broadway, Buxton, ND 58218, USA

+1 (701) 847-2600

www.firststatebanks.com