What people think about Gate City Bank?
A very helpful place to get a small loan for those tight squeezes in between paydays. The girls are polite and know their stuff.
Incredible service if and when you need to get a small loan.
Mrs. Rebekah Satterfield
The people are rude, condescending, and just plain dumb.
Miss Dayana Spencer DVM
Now you can review general characteristics of payday loans.
Payday Loans in Hettinger, North Dakota
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Hettinger, North Dakota is are simple to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
Advantages of Gate City Bank that offers payday loans in Hettinger, North Dakota
- Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Payday loans for bad credit
Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can help clients who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can make payments as agreed in the contract.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Use the below online calculator to quickly calculate the APR and learn the definite cost of the loan immediately.