Choice Bank Payday Loans Review - Grand Forks, North Dakota


4501 S Washington St, Grand Forks, ND 58201, USA
+1 (701) 738-4300
bankwithchoice.com
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

What people think about Choice Bank?

Below you see some of the testimonials of our customers.
Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Grand Forks, North Dakota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is trouble-free and speedy to get approved for payday loans in Grand Forks, North Dakota. The APR will be set individually for each person and will depend on the personal details the person provided.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of Choice Bank that offers payday loans in Grand Forks, North Dakota

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save people who have poor credit scores or have no credit score. But we advise you that as with any debt you should only consider applying for a payday loan if you are sure that you can make payments as agreed in the contract.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Grand Forks, North Dakota

Ameri-Cash

3060 25th St S Suite A, Fargo, ND 58103, USA

+1 (701) 235-9555

www.americashloans.net

Town & Country Credit Union

5181 38th St S, Fargo, ND 58104, USA

+1 (701) 356-1810

www.townandcountry.org

MoneyGram

8 N Main St, Garrison, ND 58540, USA

+1 (701) 463-2712

locations.moneygram.com

Gate City Bank

204 Sims St, Dickinson, ND 58601, USA

+1 (701) 456-7220

www.gatecity.bank

Cornerstone Bank

600 S 2nd St #100, Bismarck, ND 58504, USA

+1 (701) 751-4030

www.cornerstonebanks.net

First International Bank & Trust

1331 9th Ave NW, Williston, ND 58801, USA

+1 (701) 609-5800

fibt.com

Service Credit Union

662 Holzapple St Building 118, Grand Forks AFB, ND 58205, USA

+1 (800) 936-7730

servicecu.org

American Bank Center

505 4th St, Cando, ND 58324, USA

+1 (701) 968-4421

www.weareamerican.com

First United Bank

503 Briggs Ave S, Park River, ND 58270, USA

+1 (701) 284-7244

www.firstunitedonline.com