What people think about Choice Bank?
Excellent service, friendly staff
They have very good trucks and mechanics a company is only good as it's driver.
I work here as a truck driver.
Dr. Janie Grady
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Grand Forks, North Dakota
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
It is trouble-free and speedy to get approved for payday loans in Grand Forks, North Dakota. The APR will be set individually for each person and will depend on the personal details the person provided.
Advantages of Choice Bank that offers payday loans in Grand Forks, North Dakota
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Payday loans for bad credit
Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save people who have poor credit scores or have no credit score. But we advise you that as with any debt you should only consider applying for a payday loan if you are sure that you can make payments as agreed in the contract.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator was designed to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.