What people think about First Community Credit Union?
Recently I had the most desperate situation in my life. I urgently needed $600 to pay for medical bills. This lender helped me the same day. They were the only company that approved me for the necessary amount. I solved all my problems. I will definitely recommend this lender to my friends. Best service ever.
I have already contacted this company 3 times and I was very pleased with the rates. This is the only day and night lender with affordable rates in my area.
Obie Skiles DVM
I was embarrassed to borrow from my dad so I decided to apply for a payday loan via First Community Credit Union. Found them online and the user reviews were good I have already applied 4 times and every time I was accepted within an hour. Very nice.
I have already used this website twice and I was very satisfied with the rates. This is the only day and night service with affordable rates in my city.
Mrs. Rubie Kuhic PhD
I have already submitted an application to this company twice and I was very pleased with the rates. This is the only 24/7 lender with affordable rates in my area.
The previous three items describe a definite lender. But below you can read general data about payday loans.
Payday Loans in Hankinson, North Dakota
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Hankinson, North Dakota. Loans from payday lenders can get you money quickly. Your APR will depend on a few things.
Advantages of First Community Credit Union that offers payday loans in Hankinson, North Dakota
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments as agreed in the contract.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Use the below online calculator to quickly calculate the APR and learn the exact cost of the cash advance loan immediately.