First Community Credit Union Payday Loans Review - Hankinson, North Dakota

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334 Main Ave S, Hankinson, ND 58041, USA
+1 (701) 242-7644
www.myfccu.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Testimonials

What people think about First Community Credit Union?

Below you find some of the testimonials of our clients.
Note

Important

The previous three items describe a definite lender. But below you can read general data about payday loans.

Payday Loans in Hankinson, North Dakota

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Hankinson, North Dakota. Loans from payday lenders can get you money quickly. Your APR will depend on a few things.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of First Community Credit Union that offers payday loans in Hankinson, North Dakota

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments as agreed in the contract.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the exact cost of the cash advance loan immediately.

Let's see

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Gate City Bank (in Cash Wise)

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