What people think about First International Bank & Trust?
A very helpful place to get a small loan for those tight squeezes in between paydays. The girls are polite and know their stuff.
Incredible service if and when you need to get a small loan.
The people are rude, condescending, and just plain dumb.
Prof. Meagan Kulas PhD
The above-given information provides the details about a precise company. The information below is about general information about payday loans.
Payday Loans in Harvey, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may be an easy and fast solution to a short-term problem in Harvey, Iowa. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few things.
Advantages of First International Bank & Trust that offers payday loans in Harvey, Iowa
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Payday loans for bad credit
If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of clients with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a stable income to get approved for a bad credit payday loan.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a couple of seconds to become informative even before applying.