What people think about First Community Credit Union?
I've only gotten two payday loans .but every time I've received a courtesy calls prior to my due date . and they were willing to move my day due date around A-day or so …
Dr. Hassie O'Conner II
I went in to pay a bill, awesome service and very friendly staff!
Great place to get a loan if you need up to $500 they are fast also
Ms. Kiara Boehm DDS
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Saint John, Indiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Online cash advance loans can be the best solution to your temporary financial troubles in Saint John , Indiana because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.
Advantages of First Community Credit Union that offers payday loans in Saint John, Indiana
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.