First Community Credit Union Payday Loans Review - Napoleon, North Dakota

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5 reviews

97 Broadway, Napoleon, ND 58561, USA
+1 (701) 754-2475
www.myfccu.com
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Testimonials

What people think about First Community Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Important

The above-given information provides the details about a precise company. The information below is about common information about payday loans.

Payday Loans in Napoleon, Ohio

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Napoleon, Ohio is are easy to get. The APR is specific for each person and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of First Community Credit Union that offers payday loans in Napoleon, Ohio

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit rating. Payday loan approvals depend very much on specific aspects. They will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.

Let's see

Other Payday Lenders in Napoleon, North Dakota

U.S. Bank Branch

508 College Dr S, Devils Lake, ND 58301, USA

+1 (701) 662-9292

locations.usbank.com

Gate City Bank

924 31st Ave SW, Minot, ND 58701, USA

+1 (701) 857-8444

www.gatecity.bank

Bremer Bank

921 N Washington St, Grand Forks, ND 58203, USA

+1 (701) 795-4570

www.bremer.com

Gate City Bank

204 Sims St, Dickinson, ND 58601, USA

+1 (701) 456-7220

www.gatecity.bank

Wells Fargo Bank

111 2nd Ave NW, Mandan, ND 58554, USA

+1 (701) 663-9805

www.wellsfargo.com

Ptacek Financial Services Inc

420 Main Ave, Oakes, ND 58474, USA

+1 (701) 742-2179

ptacekfinancial.com

Student Loans of North Dakota

1200 Memorial Hwy, Bismarck, ND 58504, USA

+1 (701) 328-5660

bnd.nd.gov

Elm River Credit Union

115 Morton Ave, Page, ND 58064, USA

+1 (701) 668-2224

elmriver.org

Ramsey National Bank

319 S Main Ave, Rugby, ND 58368, USA

+1 (701) 776-5766

www.ramseybank.com