What people think about ATM Dacotah Bank?
A very helpful place to get a small loan for those tight squeezes in between paydays. The girls are polite and know their stuff.
Dr. Urban Hintz II
Incredible service if and when you need to get a small loan.
The people are rude, condescending, and just plain dumb.
Below you can see general information about payday loans and their common aspects.
Payday Loans in Valley City, Ohio
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is easy and speedy to get accepted for payday loans in Valley City, Ohio. The APR will be set specifically for each applicant and will depend on the personal information the client entered.
Advantages of ATM Dacotah Bank that offers payday loans in Valley City, Ohio
- 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get approved for such loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments as agreed in the contract.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.