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What people think about First Community Credit Union?
Plenty of great services to choose from.
Ms. Hailee Cartwright III
Great experience with my first time walking through the door!!
Dr. Olen Wisoky
Plenty of great services to choose from.
Ms. Hailee Cartwright III
Great experience with my first time walking through the door!!
Dr. Olen Wisoky
Plenty of great services to choose from.
Ms. Hailee Cartwright III
Great experience with my first time walking through the door!!
Dr. Olen Wisoky
Important
The previous three items charactirize a specific lender. But below you can find common information about payday loans.
Payday Loans in Wahpeton, North Dakota
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Wahpeton, North Dakota. The entire process is fast. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
487%*
$500
Not Specified
60 days
Advantages of First Community Credit Union that offers payday loans in Wahpeton, North Dakota
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Why people take out cash advances?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other factors. They will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
Other Payday Lenders in Wahpeton, North Dakota
First International Bank & Trust
1970 S Columbia Rd #110, Grand Forks, ND 58201, USA
+1 (701) 757-6500
fibt.com
Dakota West Credit Union
958 Box, 105 East Ave, New Town, ND 58763, USA
+1 (701) 627-3737
dakotawestcu.com