Dakota West Credit Union Payday Loans Review - Watford City, North Dakota

3.5 10 reviews

340 Main St N, Watford City, ND 58854, USA
+1 (701) 444-6484
www.dakotawestcu.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Testimonials

Feedback about Dakota West Credit Union?

Here you see the feedback of our clients.
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Pay Attention

Lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Watford City, North Dakota

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

It is easy and fast to issue loans in Watford City, North Dakota. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Dakota West Credit Union help issue a loan in Watford City, North Dakota?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Watford City, North Dakota. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Watford City, North Dakota

Gate City Bank

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Edward Jones - Financial Advisor: Rob Shannon

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AgCountry Farm Credit Services

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Security State Bank

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ssbanking.com

First State Bank of Harvey

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+1 (701) 324-2285

www.firstharvey.com

Bremer Bank

910 Hill Ave, Grafton, ND 58237, USA

+1 (701) 352-2410

www.bremer.com

Payday Express

1017 S Washington St, Grand Forks, ND 58201, USA

+1 (701) 746-5251

secure.moneygram.com

American Bank Center

505 4th St, Cando, ND 58324, USA

+1 (701) 968-4421

www.weareamerican.com

Edward Jones - Financial Advisor: Christopher R Desilets

28 2nd Ave E, Dickinson, ND 58601, USA

+1 (701) 225-6611

www.edwardjones.com