Gate City Bank Payday Loans Review - West Fargo, North Dakota

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4.4 13 reviews

837 East 31st Ave E, West Fargo, ND 58078, USA
+1 (701) 298-2808
www.gatecity.bank
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Testimonials

What people think about Gate City Bank?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

The above-given information provides the details about a definite company. The information below is about general information about payday loans.

Payday Loans in West Fargo, North Dakota

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may become an easy and speedy solution to a short-term problem in West Fargo, North Dakota. Loans from payday lenders can get you cash quickly. Your APR will depend on several things.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of Gate City Bank that offers payday loans in West Fargo, North Dakota

  • Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on specific aspects. Lenders will check your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.

Let's see

Other Payday Lenders in West Fargo, North Dakota

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Choice Bank

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Cornerstone Bank

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Lisbon Farmers Union Credit Union

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Bremer Bank

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+1 (701) 974-3311

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U.S. Bank Branch

1205 S Columbia Rd, Grand Forks, ND 58201, USA

+1 (701) 795-6222

locations.usbank.com

ATM Dacotah Bank

410 W Villard St, Dickinson, ND 58602, USA

+1 (800) 627-3999

www.dacotahbank.com

Used-A-Bit Sales and Pawn

2105 Main Ave Suite A, Fargo, ND 58103, USA

+1 (701) 239-9041

www.usedabit.com

North Star Community Credit Union

241 US-2, Rugby, ND 58368, USA

+1 (701) 776-5869

www.northstarccu.com