What people think about Gate City Bank?
Always treated great with fast and friendly service.
Customer service reps are beyond rude.
Switched to Gate City about 2 years ago from Wells Fargo.
Shanie Murray IV
I found this to be a good place to grab some quality second hand merchandise.
Cool place but everything was over priced , no deals at all .
Friendly staff but very unorganized with their ffl.
Miss Lavada Block Jr.
The staff at BlackRidgeBANK is 5 stars all the way around.
It is always an absolute pleasure to work with Mark, and the Blackridge team.
The previous three items charactirize a specific company. But below you can read common information about payday loans.
Payday Loans in West Fargo, North Dakota
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans may become an easy and fast solution to a short-term problem in West Fargo, North Dakota. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several factors.
Advantages of Gate City Bank that offers payday loans in West Fargo, North Dakota
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.