Gate City Bank Payday Loans Review - West Fargo, North Dakota

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4.6 14 reviews

1119 9th St E, West Fargo, ND 58078, USA
+1 (701) 298-2800
www.gatecity.bank
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Testimonials

What people think about Gate City Bank?

Below you see some of the opinions of our clients.
Note

Pay Attention

The previous three items charactirize a specific company. But below you can read common information about payday loans.

Payday Loans in West Fargo, North Dakota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans may become an easy and fast solution to a short-term problem in West Fargo, North Dakota. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several factors.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of Gate City Bank that offers payday loans in West Fargo, North Dakota

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in West Fargo, North Dakota

Gate City Bank (in Cash Wise)

1761 3rd Ave W, Dickinson, ND 58601, USA

+1 (701) 456-7227

gatecity.bank

Thrivent Financial-Lutherans

605 Thompson St # 5, Bottineau, ND 58318, USA

+1 (701) 228-2471

www.thrivent.com

Galleon Financial Services

3721 114th Ave SW, Dickinson, ND 58601, USA

+1 (701) 225-1613

www.galleonfinancial.com

VISIONBank

3000 25th St S, Fargo, ND 58103, USA

+1 (701) 364-2020

www.visionbanks.com

U.S. Bank Branch

319 7th Ave, Langdon, ND 58249, USA

+1 (701) 256-2702

locations.usbank.com

First International Bank & Trust

19 4th St E, Williston, ND 58801, USA

+1 (701) 774-8321

fibt.com

Choice Bank

645 Hill Ave, Grafton, ND 58237, USA

+1 (701) 352-0242

bankwithchoice.com

Ameriprise Financial

1500 14th St W #210, Williston, ND 58801, USA

+1 (701) 577-4697

Payday Express Check Cashing

1017 S Washington St #4333, Grand Forks, ND 58201, USA

+1 (701) 746-5251

paydayexpresscash.com