Peoples State Bank Payday Loans Review - Westhope, North Dakota

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5 reviews

Organization owner?

110 Main St, Westhope, ND 58793, USA

+1 (701) 245-6407

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Friday

8:30AM–4:30PM

Saturday

9AM–12PM

Sunday

Closed

Testimonials

What people think about Peoples State Bank?

Below you read some of the testimonials of our customers.

Note

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Westhope, North Dakota

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may be an easy and fast solution to a short-term problem in Westhope, North Dakota. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of Peoples State Bank that offers payday loans in Westhope, North Dakota

24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
High approval chances. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get approved for such loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments as agreed in the contract.

To get accepted for a loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see