Western Cooperative Credit Union Payday Loans Review - Williston, North Dakota

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4.1 8 reviews

215 Washington Ave, Williston, ND 58801, USA
+1 (701) 572-4000
www.wccu.org
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
9:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
8:30AM–12:30PM
Sunday
Closed
Testimonials

What people think about Western Cooperative Credit Union?

Below you read some of the reviews of our customers.
Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Williston, Vermont

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Williston, Vermont is are easy to get. The APR is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

18% APR small loan cap

Advantages of Western Cooperative Credit Union that offers payday loans in Williston, Vermont

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments in good time.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

Let's see

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