Guardian Finance Co Payday Loans Review - Lancaster, Ohio

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1 reviews

Loan agency in Lancaster, Ohio

Organization owner?

137 W Main St, Lancaster, OH 43130, USA

7 years in business

+1 (740) 654-6959

www.guardianfinancecompany.com

Thursday

8:30AM–1PM, 1:30–5PM

Friday

8:30AM–1PM, 1:30–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–1PM, 1:30–5PM

Tuesday

8:30AM–1PM, 1:30–5PM

Wednesday

8:30AM–1PM, 1:30–5PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

gr7as3q73zj@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Guardian Finance Co?

Here you see the reviews of our clients.

Note

Pay Attention

Above-specified info provides the details about a exact lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Lancaster, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Lancaster, New York is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Guardian Finance Co help take out a payday loan in Lancaster, New York?

24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a bank account, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Lancaster, New York. They assess many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a real cost of the loan.

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