Central Willamette Credit Union Payday Loans Review - Corvallis, Oregon

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3.9 28 reviews

555 NE Circle Blvd, Corvallis, OR 97330, USA
+1 (541) 758-2181
www.centralwcu.org
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
8:30AM–6PM
Testimonials

What people think about Central Willamette Credit Union?

Below you read some of the testimonials of our clients.
Note

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Corvallis, Montana

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Corvallis, Montana is are easy to access. The interest rate is specific for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Advantages of Central Willamette Credit Union that offers payday loans in Corvallis, Montana

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get approved for short-term loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments as agreed in the contract.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.

Let's see

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Central Willamette Credit Union

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