Columbia Bank Payday Loans Review - Springfield, Oregon

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3.7 6 reviews

1011 Harlow Rd Suite 101, Springfield, OR 97477, USA
+1 (541) 434-7911
www.columbiabank.com
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–6PM
Testimonials

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Here you get acquainted with the feedback of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Springfield, Massachusetts

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Springfield, Massachusetts is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

23% small loan cap

How will Columbia Bank help take out a loan in Springfield, Massachusetts?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Springfield, Massachusetts. The company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Springfield, Oregon

First Community Credit Union

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+1 (541) 582-0561

www.myfirstccu.org

Cash Connection

132 NW 6th St, Redmond, OR 97756, USA

+1 (541) 923-6501

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Umpqua Bank

721 Chetco Ave, Brookings, OR 97415, USA

+1 (541) 469-3665

locations.umpquabank.com

First National Bank

193 Main St E, Monmouth, OR 97361, USA

www.firstnational.com

Umpqua Bank Home Lending

400 SW Bluff Dr Suite 100, Bend, OR 97702, USA

+1 (541) 312-4850

www.umpquabank.com

Citizens Bank

217 E Main St, Silverton, OR 97381, USA

+1 (503) 874-8808

www.citizensebank.com

Rapid Cash

12131 SE Powell Blvd, Portland, OR 97266, USA

+1 (503) 762-2224

www.speedycash.com

Bank of Eastern Oregon

200 W Main St, John Day, OR 97845, USA

+1 (541) 575-1862

www.beobank.com

Banner Bank

634 6th St, Umatilla, OR 97882, USA

+1 (541) 922-5522

locations.bannerbank.com