Erie Federal Credit Union Payday Loans Review - Erie, Pennsylvania

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3.4 19 reviews

2436 Buffalo Rd, Erie, PA 16510, USA
+1 (814) 825-2436
www.eriefcu.org
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

Feedback about Erie Federal Credit Union?

Here you read the feedback of our customers.
Note

Pay Attention

Above-specified info provides the details about a certain lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Erie, Pennsylvania

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

It is easy and quick to take out loans in Erie, Pennsylvania. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

6% APR small loan cap

How will Erie Federal Credit Union help take out a loan in Erie, Pennsylvania?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Erie, pa review this circumstance not an obstacle to take out a loan. The client of a cash advance should be prepared to objectively assess financial abilities, take out a loan, repay the debt on schedule and not only resolve current issues, but enhance the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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Citizens & Northern Bank

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ACNB Bank

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Philadelphia Federal Credit Union

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