Transit Workers Federal Credit Union Payday Loans Review - Philadelphia, Pennsylvania

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3 9 reviews

1933 Fairmount Ave, Philadelphia, PA 19130, USA
+1 (215) 684-0612
www.twfcu.org
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
9AM–5PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Testimonials

What people think about Transit Workers Federal Credit Union?

Below you read some of the opinions of our customers.
Note

Pay Attention

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Philadelphia, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans are the easiest loans to get in Philadelphia, New York. The entire process is fast. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of Transit Workers Federal Credit Union that offers payday loans in Philadelphia, New York

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a poor credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.

Let's see

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