Ocean State Credit Union Payday Loans Review - Coventry, Rhode Island

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4.8 6 reviews

Organization owner?

1584 Nooseneck Hill Rd, Coventry, RI 02816, USA

+1 (401) 397-1900

www.oceanstatecu.org

Tuesday

10AM–3PM

Wednesday

10AM–3PM

Thursday

10AM–3PM

Friday

10AM–3PM

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

10AM–3PM

Domain Info

Feedback about Ocean State Credit Union?

Here you read the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Coventry, Rhode Island

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Coventry, Rhode Island is taken out easily and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Ocean State Credit Union help take out a payday loan in Coventry, Rhode Island?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to visit any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Coventry, Rhode Island. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit rating.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see