Cranston Municipal Employees Credit Union Payday Loans Review - Cranston, Rhode Island

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3.5 8 reviews

Organization owner?

1615 Pontiac Ave, Cranston, RI 02920, USA

+1 (401) 463-3010

www.cranstonmecu.org

Tuesday

10AM–4:30PM

Wednesday

10AM–4:30PM

Thursday

10AM–4:30PM

Friday

10AM–4:30PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

10AM–4:30PM

Domain Info

Feedback about Cranston Municipal Employees Credit Union?

Here you grapple with the feedback of our customers.

Note

Pay Attention

Above-defined info provides the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Cranston, Rhode Island

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Cranston, Rhode Island is issued easily and fast. The interest rate is set considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Cranston Municipal Employees Credit Union help take out a payday loan in Cranston, Rhode Island?

Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Cranston, ri will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see