HarborOne Bank Payday Loans Review - Cranston, Rhode Island

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4.3 6 reviews

1155 Reservoir Ave, Cranston, RI 02920, USA
+1 (401) 943-2885
www.harborone.com
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–6PM
Friday
8:30AM–5PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

2002-10-14

Mailing Address

Massachusetts

United States

Company Name

HarborOne Bank

HarborOne Bank

Testimonials

What people think about HarborOne Bank?

Below you see some of the testimonials of our clients.
Note

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Cranston, Rhode Island

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your unexpected financial issues in Cranston , Rhode Island because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of HarborOne Bank that offers payday loans in Cranston, Rhode Island

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 30 seconds to become informative even before applying.

Let's see

Other Payday Lenders in Cranston, Rhode Island

Citizens Bank

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+1 (401) 767-3654

locations.citizensbank.com

Eastern Bank

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+1 (401) 596-2108

www.easternbank.com

ATM (Webster Bank)

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public.websteronline.com

Cranston Municipal Employees Credit Union

869 Park Ave, Cranston, RI 02910, USA

www.cranstonmecu.org

Citizens Bank

51 Main St, Wakefield, RI 02879, USA

+1 (401) 789-1033

locations.citizensbank.com

TD Bank

1547 Atwood Ave Suite 2, Johnston, RI 02919, USA

+1 (401) 868-9050

locations.td.com

Rhode Island Credit Union (Pascoag Branch)

60 N Main St, Pascoag, RI 02859, USA

+1 (401) 568-6271

www.ricreditunion.org

Northpointe Bank

76 Westminster St Ste 650, Providence, RI 02903, USA

+1 (401) 965-8290

northpointe.com

Pawtucket Credit Union

540 Broadway, Pawtucket, RI 02860, USA

+1 (401) 722-2212

www.pcu.org