Navigant Credit Union Payday Loans Review - Cumberland, Rhode Island

Your personal information is safe with us

4.1 9 reviews

Organization owner?

2086 Diamond Hill Rd, Cumberland, RI 02864, USA

+1 (401) 233-4700

www.navigantcu.org

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–4PM

Domain Info

Feedback about Navigant Credit Union?

Here you grapple with the feedback of our customers.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Cumberland, Rhode Island

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Cumberland, Rhode Island is issued easily and fast. The interest percentage is specified respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Navigant Credit Union help take out a loan in Cumberland, Rhode Island?

Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to visit any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

19%

Healthcare Bills

22%

Traveling

17%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Cumberland, Rhode Island. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.

Let's see