Cumberland Municipal Employees Federal Credit Union Payday Loans Review - Cumberland, Rhode Island

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5 reviews

2145 Diamond Hill Rd, Cumberland, RI 02864, USA
+1 (401) 658-0010
www.cumberlandcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Testimonials

What people think about Cumberland Municipal Employees Federal Credit Union?

Below you find some of the opinions of our customers.
Note

Important

Above there is information about a definite loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Cumberland, Rhode Island

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Cumberland, Rhode Island. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few things.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Cumberland Municipal Employees Federal Credit Union that offers payday loans in Cumberland, Rhode Island

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Cumberland, ri welcome individuals with bad credit. You can request a bad credit payday loan online at any time of the day and if successful could have the money in your account within the hour.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

Let's see

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