Citizens Bank Payday Loans Review - West Warwick, Rhode Island

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4 3 reviews

Organization owner?

244 Washington St, West Warwick, RI 02893, USA

+1 (401) 821-7900

www.citizensbank.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–5PM

Domain Info

What people think about Citizens Bank?

Below you get acquainted with some of the testimonials of our clients.

Note

Important

The above-given information provides the details about a specific lending service. The information below is about common information about payday loans.

Payday Loans in West Warwick, Rhode Island

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in West Warwick, Rhode Island is are simple to access. The interest rate is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Citizens Bank that offers payday loans in West Warwick, Rhode Island

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

21%

Treatment

15%

Vacation

12%

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit rating. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.

Let's see