Ocean State Credit Union Payday Loans Review - West Warwick, Rhode Island

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3.8 9 reviews
Organization owner?
744 Main St, West Warwick, RI 02893, USA
+1 (401) 397-1900
oceanstatecu.org
Tuesday
7AM–12AM
Wednesday
7AM–12AM
Thursday
7AM–12AM
Friday
7AM–12AM
Saturday
7AM–12AM
Sunday
(Easter)
8AM–12AM
Hours might differ
Monday
7AM–12AM

Domain Info

Created Date
Mailing Address
Company Name
Contact Data
Testimonials

What people think about Ocean State Credit Union?

Below you see some of the testimonials of our customers.

Great small local bank! if that is what you like then you will love this bank!

Kiel Feest

Always a problem with using the ATM away because "account not available".

Audrey Schmitt MD

They have long hours and the supervisory staff is exceptionally competent.

Constance Collier Sr.

Do not come to this place.

Elbert Reichert

Note

Pay Attention

The above-given information provides the details about a peculiar financial institution. The information below is about general information about payday loans.

Payday Loans in West Warwick, Rhode Island

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in West Warwick, Rhode Island. The APR will be set specifically for each case and will depend on the personal information the consumer entered.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Ocean State Credit Union that offers payday loans in West Warwick, Rhode Island

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in West Warwick, ri work with borrowers with bad credit. You can apply for a bad credit payday loan online 24/7 and if accepted could have the money in your account within several hours.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.

Let's see

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