State Credit Union Payday Loans Review - Charleston, South Carolina

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4.3 6 reviews

Organization owner?

6750 Rivers Ave, North Charleston, SC 29406, USA

+1 (800) 868-8740

www.scscu.com

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–6PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

qh47p3jm2ru@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about State Credit Union?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Charleston, Maine

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Charleston, Maine are issued hassle-free. The interest rate is dependent on the borrower's person-related data: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will State Credit Union help issue a loan in Charleston, Maine?

24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Charleston, me will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as APR.

Let's see