What people think about First Palmetto Bank?
Was invited to a wedding but was empty at that time. A friend recommended me to address First Palmetto Bank. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had bad credit. In general, The process was very easy.
Many thanks to First Palmetto Bank. I recently had some problems with repaying my bank loan and they approved me for a cash advance. Best lender! Managed to cover my problems and signed with relief.
Jodie Murphy I
A couple of days ago I urgently needed money to pay for a gender party. I filled out an application form via the website of First Palmetto Bank. I entered the basic personal detailed. No phone calls. The desired loan was approved within 30 minutes. The money was sent to my bank account within 2 hours. Fantastic company!
Mr. Claud Dietrich II
Recently I experienced the most unexpected situation in my life. I urgently needed $1000 to cover medical bills. This lender helped me the same day. They were the only website that accepted me for the requested amount. I sorted out all my problems. I will definitely recommend this website to my family. Best service in my life.
I needed $800 to buy a bike. The only way out was to apply for a payday loan. Found a lot of companies online. First Palmetto Bank seemed the most credible lender in Charleston.
Mrs. Rachelle Schulist II
Now you can see general features of payday loans.
Payday Loans in Charleston, Maine
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
It is hassle-free and speedy to get accepted for payday loans in Charleston, Maine. The APR will be set individually for each applicant and will depend on the personal details the applicant entered.
30% APR; In Fact - 217%*
Advantages of First Palmetto Bank that offers payday loans in Charleston, Maine
- 24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Payday loans for bad credit
If you have a bad credit history you may still be able to take out a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator was designed to quickly calculate the APR. It’s easy to learn the exact cost of the payday loan even before applying.