First American Cash Advance Payday Loans Review - Columbia, South Carolina

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7385 Two Notch Rd A, Columbia, SC 29223, USA
+1 (803) 419-3130
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Above-shown info provides the details about a definite lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Columbia, Connecticut

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in Columbia, ct. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

12$ small loan cap

How will First American Cash Advance help issue a loan in Columbia, Connecticut?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Columbia, ct will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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