First Citizens Bank Payday Loans Review - Columbia, South Carolina

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3.7 11 reviews

Organization owner?

7366 Garners Ferry Rd, Columbia, SC 29209, USA

+1 (803) 733-2085

www.firstcitizens.com

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Feedback about First Citizens Bank?

Here you read the feedback of our customers.

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Above-shown info provides the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Columbia, Connecticut

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Columbia, Connecticut is issued easily and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

12$ small loan cap

How will First Citizens Bank help take out a loan in Columbia, Connecticut?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any store.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Columbia, ct consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be ready to objectively assess financial abilities, issue a loan, repay the debt on schedule and not only resolve current issues, but improve the credit score.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

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