First Citizens Bank Payday Loans Review - Columbia, South Carolina

Your personal information is safe with us
3.7 11 reviews

7366 Garners Ferry Rd, Columbia, SC 29209, USA
+1 (803) 733-2085
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

Feedback about First Citizens Bank?

Here you read the feedback of our customers.
Note

Pay Attention

Above-shown info provides the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Columbia, Connecticut

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Columbia, Connecticut is issued easily and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

12$ small loan cap

How will First Citizens Bank help take out a loan in Columbia, Connecticut?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Columbia, ct consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be ready to objectively assess financial abilities, issue a loan, repay the debt on schedule and not only resolve current issues, but improve the credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Columbia, South Carolina

Citizens Bank

9488 Hwy 78, Ladson, SC 29456, USA

www.citizensbank.com

Founders Federal Credit Union

1650 JB White Blvd, Spartanburg, SC 29301, USA

+1 (800) 845-1614

www.foundersfcu.com

Cash USA

6135 White Horse Rd, Greenville, SC 29611, USA

+1 (864) 295-3344

TitleMax Title Secured Loans

708 E Liberty St, York, SC 29745, USA

+1 (803) 628-2897

www.titlemax.com

HomeTrust Bank - Pelham Rd

8599 Pelham Rd, Greenville, SC 29615, USA

+1 (864) 605-6200

www.htb.com

Credit Central Inc

2696 Beaver Run Blvd, Surfside Beach, SC 29575, USA

+1 (843) 668-5400

creditcentralllc.com

ServisFirst Bank Summerville

100 S Main St Suite I, Summerville, SC 29483, USA

+1 (843) 414-3950

www.servisfirstbank.com

Regional Finance

2303 Boundary St Suite 3, Beaufort, SC 29902, USA

+1 (843) 524-2233

branches.regionalfinance.com

Principal Financial Group

7509 St Andrews Rd, Irmo, SC 29063, USA

+1 (803) 639-7545

www.principal.com