First Citizens Bank Payday Loans Review - Florence, South Carolina

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3.6 11 reviews

2009 Hoffmeyer Rd, Florence, SC 29502, USA
+1 (843) 664-4545
www.firstcitizens.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Here you see the reviews of our customers.
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Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Florence, Massachusetts

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Florence, Massachusetts is taken out easily and quickly. The interest percentage is defined depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

23% small loan cap

How will First Citizens Bank help take out a payday loan in Florence, Massachusetts?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Florence, Massachusetts. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

Let's see

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MoneyGram

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MoneyGram

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Urban Bad Credit Loans

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Woodforest Bank

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United Community Bank

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+1 (864) 223-1233

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Speedy Bad Credit Loans

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+1 (864) 572-7364

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Auto Money

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+1 (803) 808-0583

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MicroLoan Express

1415 W Evans St, Florence, SC 29501, USA

+1 (843) 656-9160

www.microloanexpress.com