First Citizens Bank Payday Loans Review - Greenwood, South Carolina

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3.8 5 reviews
Organization owner?
518 Main St S, Greenwood, SC 29646, USA
+1 (864) 388-9397
www.firstcitizens.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about First Citizens Bank?

Here you read the reviews of our customers.

I tried to borrow money from First Citizens Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Prof. Rubye Friesen

I contacted First Citizens Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?

Mr. Corbin Runolfsdottir

I issued cash advance from First Citizens Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Darlene Wilderman

I issued payday loan from First Citizens Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Maida Hermiston MD

Note

Pay Attention

Lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Greenwood, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Greenwood, New York are issued problem-free. The interest percentage depends on the client's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will First Citizens Bank help issue a loan in Greenwood, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Greenwood, New York. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

Let's see

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First Citizens Bank ATM

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Edward Jones - Financial Advisor: Jim Rowan II, AAMS®

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TitleMax Title Secured Loans

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Dodge's Money Center

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First Citizens Bank ATM

4040 River Oaks Dr, Myrtle Beach, SC 29579, USA

www.firstcitizens.com

ATM (First Citizens Bank & Trust)

100 Church St, Central, SC 29630, USA

www.firstcitizens.com

Edward Jones - Financial Advisor: Jason Johnson, AAMS®

2152 N Fraser St, Georgetown, SC 29440, USA

+1 (843) 527-2503

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Advance America

243 W Columbia Ave, Batesburg-Leesville, SC 29006, USA

+1 (803) 604-1107

www.advanceamerica.net