SPC Credit Union Payday Loans Review - Hartsville, South Carolina

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4.4 14 reviews

Organization owner?

204 N 5th St, Hartsville, SC 29550, USA

+1 (843) 332-4506

www.spccu.org

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8:30AM–5PM

Domain Info

Feedback about SPC Credit Union?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Above-specified info offers the details about a certain lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Hartsville, South Carolina

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Hartsville, sc. They are issued at individual interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will SPC Credit Union help issue a loan in Hartsville, South Carolina?

24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

12%

Healthcare Bills

14%

Traveling

11%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Hartsville, sc will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as APR.

Let's see