Upstate Federal Credit Union Payday Loans Review - Honea Path, South Carolina

Your personal information is safe with us

4.3 13 reviews

Organization owner?

430 N Main St, Honea Path, SC 29654, USA

+1 (864) 369-0095

www.upstatefcu.org

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–5:30PM

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

8AM–5PM

Domain Info

Feedback about Upstate Federal Credit Union?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Honea Path, South Carolina

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Honea Path, South Carolina are issued hassle-free. The interest rate is dependent on the borrower's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Upstate Federal Credit Union help issue a payday loan in Honea Path, South Carolina?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Honea Path, sc will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see