Farmers & Merchants Bank of SC Payday Loans Review - Saint Stephen, South Carolina

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3.7 3 reviews

117 Church Rd, St Stephen, SC 29479, USA
+1 (843) 567-3152
www.fmbsc.com
Tuesday
8AM–2PM
Wednesday
8AM–2PM
Thursday
8AM–2PM
Friday
8AM–2PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–2PM

Domain Info

Created Date

1997-10-02

Mailing Address

8624 OLD STATE RD

HOLLY HILL

SC

29059-8230

United States

Company Name

Farmers and Merchants Bank of South Carolina

Farmers and Merchants Bank of South Carolina

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

(803) 496-3964

Testimonials

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Note

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Above-shown info provides the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Saint Stephen, South Carolina

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to take out loans in Saint Stephen, South Carolina. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants Bank of SC help issue a payday loan in Saint Stephen, South Carolina?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Saint Stephen, sc consider this circumstance not a drawback to issue a loan. The client of a payday loan should be prepared to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only solve current issues, but enhance the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

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