Farmers & Merchants Bank of SC Payday Loans Review - Saint Stephen, South Carolina

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3.7 3 reviews

Organization owner?

117 Church Rd, St Stephen, SC 29479, USA

+1 (843) 567-3152

www.fmbsc.com

Tuesday

8AM–2PM

Wednesday

8AM–2PM

Thursday

8AM–2PM

Friday

8AM–2PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8AM–2PM

Domain Info

Mailing Address

8624 OLD STATE RD

HOLLY HILL

29059-8230

United States

Company Name

Farmers and Merchants Bank of South Carolina

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

(803) 496-3964

Testimonials

Feedback about Farmers & Merchants Bank of SC?

Here you see the reviews of our clients.

Note

Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Saint Stephen, South Carolina

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to take out loans in Saint Stephen, South Carolina. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants Bank of SC help issue a payday loan in Saint Stephen, South Carolina?

Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Saint Stephen, sc consider this circumstance not a drawback to issue a loan. The client of a payday loan should be prepared to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only solve current issues, but enhance the credit rating.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as APR.

Let's see