United Community Bank Loan Office Payday Loans Review - Mount Pleasant, South Carolina

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3.6 10 reviews

875 Lowcountry Blvd, Mt Pleasant, SC 29464, USA
+1 (843) 388-8433
www.ucbi.com
Testimonials

What people think about United Community Bank Loan Office?

Below you find some of the reviews of our clients.
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Now you can see general characteristics of payday loans.

Payday Loans in Mount Pleasant, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Mount Pleasant, Pennsylvania. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few things.

APR

6% APR small loan cap

Advantages of United Community Bank Loan Office that offers payday loans in Mount Pleasant, Pennsylvania

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments as agreed in the contract.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the cash advance loan immediately.

Let's see

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