First National Bank of SC Payday Loans Review - Ridgeville, South Carolina

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4.3 6 reviews

173 Church St, Ridgeville, SC 29472, USA
+1 (843) 871-9553

What people think about First National Bank of SC?

Below you find some of the testimonials of our customers.


The previous three items describe a peculiar financial institution. But below you can find general details about payday loans.

Payday Loans in Ridgeville, South Carolina

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Ridgeville, South Carolina. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several things.


391% APR*

Max Loan


Min Term

Not Specified

Max Term

31 days

Advantages of First National Bank of SC that offers payday loans in Ridgeville, South Carolina

  • 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out payday loans?

Car expenses




Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments without delays.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 30 seconds to become informative even before applying.

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Regional Finance

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TitleMax Title Secured Loans

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