Great Western Bank Payday Loans Review - Watertown, South Dakota

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4 5 reviews

Organization owner?

624 5th St SE, Watertown, SD 57201, USA

+1 (605) 884-5370

www.greatwesternbank.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Domain Info

Mailing Address

35 1st Avenue, N.E.

Watertown

57201

United States

Contact Data

postmaster@greatwesternbank.com

+1.4029526000

+1.6053320615

Testimonials

Feedback about Great Western Bank?

Here you grapple with the feedback of our customers.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers grapple with general information about payday loans.

Payday Loans in Watertown, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Watertown, New York are taken out problem-free. The interest rate is dependent on the customer's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will Great Western Bank help take out a payday loan in Watertown, New York?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

12%

Healthcare Bills

14%

Traveling

11%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Watertown, ny will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

Let's see