Prosperity Bank - Bay City Payday Loans Review - Bay City, Texas

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4 9 reviews

1600 7th St, Bay City, TX 77414, USA
+1 (979) 245-4200
locations.prosperitybankusa.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2013-01-16

Mailing Address

Texas

United States

Company Name

Prosperity Bank

Prosperity Bank

Testimonials

Feedback about Prosperity Bank - Bay City?

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Note

Pay Attention

Above-specified info offers the details about a exact lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Bay City, Michigan

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Bay City, Michigan is taken out simply and quickly. The interest rate is specified considering the category of the client: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Prosperity Bank - Bay City help take out a payday loan in Bay City, Michigan?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Bay City, mi will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

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