Greater Texas Credit Union Payday Loans Review - San Marcos, Texas

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4.4 15 reviews

Organization owner?

329 Cheatham St, San Marcos, TX 78666, USA

+1 (512) 458-2558

www.gtfcu.org

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Domain Info

Feedback about Greater Texas Credit Union?

Here you read the reviews of our clients.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in San Marcos, Texas

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in San Marcos, Texas is issued easily and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Greater Texas Credit Union help take out a payday loan in San Marcos, Texas?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in San Marcos, tx consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be ready to objectively assess financial solvency, take out a loan, pay back the debt on a due date and not only handle current problems, but improve the credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see