Advance America Payday Loans Review - Charlottesville, Virginia

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4.9 103 reviews

Loan agency in Albemarle County, Virginia

Organization owner?

372 Pantops Center, Charlottesville, VA 22911, USA

+1 (434) 293-4045

www.advanceamerica.net

Saturday

8AM–4PM

Sunday

Closed

Monday

8AM–4PM

Tuesday

8AM–4PM

Wednesday

8AM–4PM

Thursday

8AM–4PM

Friday

8AM–4PM

Domain Info

What people think about Advance America?

Below you read some of the reviews of our customers.

Note

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Charlottesville, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Online cash advance loans can be the right solution to your short-term financial problems in Charlottesville , Virginia because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Advance America that offers payday loans in Charlottesville, Virginia

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval chances. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Charlottesville, va approve borrowers with bad credit. You can apply for a bad credit payday loan online at any time of the day and if successful could have the funds in your account within several hours.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see