First National Bank Payday Loans Review - Lynchburg, Virginia

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5 3 reviews

14580 Wards Rd, Lynchburg, VA 24502, USA
+1 (434) 237-3788
www.1stnatbk.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
Closed
Testimonials

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Further there will be given the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Lynchburg, Virginia

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Lynchburg, Virginia is issued simply and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First National Bank help take out a loan in Lynchburg, Virginia?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by lenders to take out a loan. The lender review many aspects such as financial abilities to approve the application. Cash advance in Lynchburg, Virginia may help level up your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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