Urban Bad Credit Loan Payday Loans Review - Lynchburg, Virginia

Your personal information is safe with us
5 6 reviews
Loan agency in Lynchburg, Virginia

1048 Commerce St, Lynchburg, VA 24504, USA
+1 (434) 362-1968
urbanbcl.com
Monday
7AM–9PM
Tuesday
7AM–9PM
Wednesday
7AM–9PM
Thursday
7AM–9PM
Friday
7AM–9PM
Saturday
7AM–7PM
Sunday
7AM–7PM

Domain Info

Created Date

2020-06-21

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

urbanbcl.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Urban Bad Credit Loan?

Below you see some of the reviews of our clients.
Note

Pay Attention

Above there is information about a exact loan provider. Below you can review common features of payday loans.

Payday Loans in Lynchburg, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to be eligible in Lynchburg, Virginia. The entire process is effortless. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Urban Bad Credit Loan that offers payday loans in Lynchburg, Virginia

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can help clients who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are certain that you can afford payments in a timely manner.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in Lynchburg, Virginia

M&T Bank

6661 Old Dominion Dr, McLean, VA 22101, USA

+1 (703) 356-1859

locations.mtb.com

Farm Credit of the Virginias

268 E Jackson St, Gate City, VA 24251, USA

+1 (276) 386-6551

farmcreditofvirginias.com

United Bank

624 Chicago Ave, Harrisonburg, VA 22802, USA

+1 (540) 564-0057

www.bankwithunited.com

Chesapeake Bank - Kilmarnock

97 N Main St, Kilmarnock, VA 22482, USA

+1 (804) 435-1181

chesbank.com

City National Bank - ATM

13700 Hull Street Rd, Midlothian, VA 23112, USA

+1 (804) 739-1160

Bank of America ATM

4500 Fortuna Center Plaza, Montclair, VA 22025, USA

+1 (844) 401-8500

locators.bankofamerica.com

Walmart Money Center

465 W Reservoir Rd, Woodstock, VA 22664, USA

www.walmart.com

ATM M&t Bank

6661 Old Dominion Dr, McLean, VA VA 22101, USA

+1 (703) 356-1859

locations.mtb.com

Carter Bank & Trust

222 Main St, South Boston, VA 24592, USA

+1 (434) 575-1200

www.cbtcares.com