TowneBank Payday Loans Review - Richmond, Virginia

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5 4 reviews

Organization owner?

7013 Three Chopt Rd, Richmond, VA 23226, USA

+1 (804) 282-7991

www.townebank.com

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Feedback about TowneBank?

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The first three points show the certain lending company. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Richmond, Massachusetts

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and fast to take out payday loans in Richmond, Massachusetts. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

23% small loan cap

How will TowneBank help take out a loan in Richmond, Massachusetts?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

32%

Healthcare Bills

36%

Traveling

27%

Car Repair

Clothes

14%

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a loan. The lender process many aspects such as financial solvency to approve the request. Payday loans in Richmond, Massachusetts may help level up your credit score.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will provide the cost of the loan. It takes seconds to see the result.

Let's see